Flexible Shed Payment Options to Fit Your Budget
Buying a prefab building is a big decision, and finding the right payment plan can make all the difference. That's why we partner with trusted financing providers to offer a variety of shed payment options — including affordable rent-to-own plans — so you can choose what works best for your needs and budget.
Your Options
One-Time Payment
Provider: Esh's Utility Buildings. Available for all buildings.
Rent-to-Own
Provider: AFG Rentals. Available for buildings under $25,000.
Rent-to-Own: A Flexible Way to Pay
- Lease your shed over a period of 24 to 60 months.
- Own it at the end of the rental term — no extra steps needed.
- Offered through our trusted partner, AFGRentals.com.
- No credit check required for buildings under $20,000.
- You can return your shed anytime during the rental period (as long as payments are current).
- Returning your shed has no impact on your credit score.
One-Time Payment: Simple & Cost-Effective
- Pay in full at or before your building is delivered.
- Accepted payment methods: cash, check, and credit card (we can take payment over the phone).
- Lowest total cost of ownership — no interest or fees.
- No ongoing monthly payments or contracts.
Frequently Asked Questions
What payment methods are accepted for a one-time payment? Cash, checks, and credit card payments (over the phone).
When is the one-time payment due? The full payment is required at or before the delivery of your building.
What is the rent-to-own option? The rent-to-own (RTO) program allows customers to lease a building for a specified period (usually 24-60 months); ownership transfers to the lessee at the end of the rental period.
Is a credit check required for the rent-to-own plan? No — rent-to-own payment plans do not require a credit check and are available for buildings priced below $20,000.
Can I return the building during the rent-to-own period? Yes, you may return your building at any time during the rent-to-own period (assuming payments are current) without affecting your credit score.
Who provides the rent-to-own financing? Esh's Utility Buildings offers the rent-to-own payment option through a partnership with AFG Rentals.
Which payment option is more cost-effective in the long run? A one-time payment has the lowest total cost of ownership compared to the rent-to-own plan.