Rent-to-Own Buildings in KY & TN
Learn about payment plans available for our rent-to-own sheds.
A prefab building can be a big purchase to handle all at once. We get that. That’s why we’ve partnered with afgrentals.com to offer rent-to-own shed payment options in KY & TN.
Rather than renting storage space and having nothing to show for it at the end, we think it makes a lot more sense to put money toward a building you can keep. Rent-to-own buildings are a great alternative to self-storage or mini-storage because after your lease is finished, the building is yours!
Rent-to-Own Sheds – Frequently Asked Questions
Do rent-to-own sheds require a credit check?
No. Rent-to-own buildings fall under lease agreements, so no credit check is required. Rent-to-own sheds are available to folks with any credit score.
Is rent-to-own the same as financing?
When you get a rent-to-own building versus a financed one, the customer has no obligation to continue making the payments if he/she gets in a financial bind later on. So if you get an RTO building from Esh’s Utility Buildings and 6 months later you realize you are over-leveraged, you can simply call in and have your building picked up, and your payments stop.
If you quit at any time, this does NOT hurt your credit (financing DOES NOT work this way). If you call in to cancel your rental and later you need to rent another building, you can order another one, and for being upfront on your first one, you will not even hurt your credit/relationship with Esh’s Utility Buildings.
Can I pay off the balance of my rent-to-own building lease agreement early?
As long as your account is current, you have the option to receive an Early Purchase Quote. This is a one time, lump sum payment. You can call our office to receive your quote.
How much more will a building cost with rent-to-own?
What payment options are available besides rent-to-own?
What is “90 Day ‘Same as Cash'”?
The “90 Days ‘Same as Cash’” service is a hybrid between rent-to-own and a one-time payment. Essentially, it is an option to convert a rent-to-own contract into an up-front payment. If the building is completely paid for within 90 days of the beginning of a rent-to-own contract, the total cost will not exceed the cash price for the building.
